riverset credit union fee schedule November 1, 2008
This fee schedule discloses fees applicable to all share deposit accounts and all services offered by riverset credit union. It is a supplement to your Membership and Account Agreement.
Share Account Fees
Returned Item Fee	$7.00 per item
Stop Payment Fee	$25.00 per request
NSF Fee	$25.00 per item
Dormant Account Fee*	$5.00 per quarter
*Accounts demonstrating inactivity for a period of 36 months or more and carrying a balance of less than $300.00.
Share Draft(Checking) Account Fees
Overdraft Transfer Fee	$5.00 per item
Draft NSF Fee	$25.00 per item
Returned Item Fee	$7.00 per item
Stop Payment Fee	$25.00 per request
Copy of Share Draft(Check) Fee	$1.00 per item
Checking with Interest Account Fees Service Fee $25.00/month for accounts that do not have direct deposit
Money Market Account Fees
Excess Transaction Fee	$5.00 per withdrawal in excess of 6 per month. Maximum of 3 withdrawals by check per month
NSF Fee	$25.00 per item
Stop Payment Fee	$25.00 per request
Returned Item Fee	$7.00 per item
Copy of Draft Fee	$1.00 per item
Overdraft Transfer is not available for Money Market Accounts
Other Service Fees (Applicable to all accounts)
Cashier's Check	$5.00 per check
Account Reconciliation/Research Fee	$30.00 per hour with a $30.00 minimum charge
Statement Copy Fee	$1.00 per copy
Outgoing Domestic Wire	$10.00 per wire
Outgoing International Wire	$30.00 per wire
Title Encumbrance Fee	$5.00
EFT Fees
ACH Overdraft Fee	$5.00 per item
ACH NSF Fee	$25.00 per item
Empty Envelope Fee	$25.00 per item
Replacement Card Fee	$5.00 per card
ATM Transaction Fee	$1.00 per transaction conducted at a non-PNC Bank ATM or a non-riverset ATM
Bill Payment Fees and Charges
Transaction Fee	$0.40 per transaction over 15 transactions per month
Service Fee	$5.00 per month
The following charges will only be assessed if you request one or more of the services listed here. There will be NO charge for any item if needed to correct a Financial Institution error.
Written Correspondence to Payee	$10.00
Payments Not Necessitated by a Dispute	$10.00 per payment
Payments Returned Due to a Member Error	$5.00
Overdraft Fee	$5.00 per item
NSF Fee	$25.00 per item
riverset credit union reserves the right to charge you research time involving payments no longer available in your screen history. You will be informed of any such charges before they are incurred.