riverset credit union fee schedule July 1, 2010
This fee schedule discloses fees applicable to all share deposit accounts and all services offered by riverset credit union. It is a supplement to your Membership and Account Agreement.
Share Account Fees
Returned Item Fee	$30.00 per item
Stop Payment Fee	$30.00 per request
NSF Fee	$30.00 per item
Dormant Account Fee*	$5.00 per quarter
*Accounts demonstrating inactivity for a period of 18 months or more and carrying a balance of less than $300.00. Members 18 years old and under are exempt.
Share Draft(Checking) Account Fees
Overdraft Transfer Fee	$5.00 per item
Draft NSF Fee	$30.00 per item
Returned Item Fee	$30.00 per request
Stop Payment Fee	$30.00 per request
Copy of Share Draft(Check) Fee	$1.00 per item
Overdraft Advance Fee (per occurrence)	$30.00 per occurence
Bill Payment Transaction and Service Fee	FREE
Checking with Interest Account Fees Service Fee $25.00/month for accounts that do not have direct deposit
Money Market Account Fees
Excess Transaction Fee	$5.00 per withdrawal in excess of 6 per month. Maximum of 3 withdrawals by check per month
NSF Fee	$25.00 per item
Stop Payment Fee	$30.00 per request
Returned Item Fee	$30.00 per item
Copy of Draft Fee	$1.00 per item
Overdraft Transfer is not available for Money Market Accounts
Other Service Fees (Applicable to all accounts)
Cashier's Check	$5.00 per check
Account Reconciliation/Research Fee	$30.00 per hour with a $30.00 minimum charge
Statement Copy Fee	$1.00 per page
Outgoing Domestic Wire	$15.00 per wire
Outgoing International Wire	$30.00 per wire
Title Encumbrance Fee	$5.00
EFT Fees
ACH Overdraft Fee	$5.00 per item
ACH NSF Fee	$30.00 per item
Empty Envelope Fee	$30.00 per item
Replacement Card Fee	$5.00 per card for first replacement. $10.00 for 2nd replacement and thereafter.
ATM Transaction Fee	$1.00 per transaction conducted at a non-PNC Bank ATM or a non-riverset ATM