We have some exciting news - BALANCE™ is a new and free financial counseling service available to riversetcredit union members. Through BALANCE, you have access to confidential, unbiased money management information and assistance. All you have to do is make a toll-free phone call!

College costs and back-to-school expenses are piling up on your credit cards.

A BALANCE counselor can help you establish a budget that will help you save money and pay down your bills at the same time. One option is to consolidate all of your bills into one affordable payment. There are other options too. Call a BALANCE representative for details. 

An unforeseen accident and hospital visit can cost hundreds or thousands of dollars. If you don't have insurance or your savings and insurance plan coverage is not enough to cover your expenses, it can really create financial hardship for you and your family.

You are absolutely unable to afford your bills, no matter how you rework your budget.

This can be a very difficult situation to deal with, but there is no need to panic. A BALANCE counselor may be able to help you arrange a debt management plan. BALANCE can negotiate with your creditors to reduce interest and fees so you can pay your debt quickly and efficiently. Again, as a riverset member, this program's monthly administration fee is waived.