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Overdraft Opt-in

The Federal Reserve Board has regulations that require all financial institutions to obtain an opt-in form from account holders to provide Overdraft Services on ATM and one-time debit card transactions clearing your account.

Riverset gives members the opportunity to opt-in to this feature, which went into effect on July 1, 2010. For more information and to access the opt-in form, click here. By opting in, your Overdraft Advance would then extend to ATM and one-time debit card transactions.

View more information on our overdraft protection services.

Need some advice on how to manage your checking account and avoid overdraft fees? BalanceTrack is a complete series of unique financial learning tools that can help you with your personal finances. Best of all — it's free!

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For more financial education, visit our Financial Counseling page.

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