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Fixed rate home equity loans as low as 2.99% APR! 

We all have projects no matter what time of the year.  So why not take advantage of a great rate now?   Our Home Equity Loans and Lines of Credit are the perfect way to put your home’s equity to work for you and start making things happen.

If a lump sum and a low fixed rate is right for you, check out our Home Equity Loan – with rates as low as 2.99%% APR*.

Or, if you prefer a line of credit and the freedome to borrow when you want and how much you want, our lines of credit carry rates as low as low as 3.25% APR*.

So go ahead. Get those home improvements done that you’ve been putting off. Consolidate those high-interest bills. Take that much-deserved vacation. With a Riverset home loan, it’s possible and easier than ever.

Riverset Home Equity Loans and Lines of Credit offer:

  • No application fees
  • No closing costs!**
  • Possible tax-deductible interest (consult a tax professional for specifics)
  • Quick, local decision making
  • Easy application process

And now, with Riverset Rewards, you can earn bonus points towards gift cards and merchandise just by opening a Home Equity Loan! Learn more here.

What are you waiting for? Go ahead and apply now!

View our current rates.

*APR - Annual Percentage Rate, Rates subject to change. Actual rate may vary based on credit worthiness. Contact the credit union for complete details. Lowest rates listed include .25% rate reduction for Direct Deposit/ Automatic payment from a Riverset account.   2.99% APR has a term of 5 years. Other rates and terms available -- 10 year 3.49% APR, 12 year 4.49% APR. 1st or 2nd lien position. 85% LTV maximum. Minimum $10,000 new money (cannot refinance existing Riverset Credit Union loan or modify existing loan). Payment will be deducted automatically from a Riverset Credit Union checking account.


**If you pay your loan off prior to two years, you agree to reimburse the credit union for the closing costs that were disclosed to you on your HUD 1A Settlement statement at the time of closing.

 

Using Home Equity Wisely

Want to know more about tapping into your home's equity? Check out Using Home Equity from BalanceTrack. This interactive module is one in a series of free financial tools offered to our members in partnership with Balance Financial Fitness!

Balance Track Using Home Equity

*If you pay your loan off prior to two years, you agree to reimburse the credit union for the closing costs that were disclosed to you on your HUD 1A Settlement Statement at the time of closing.

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E-statements are completely secure and a way for you to have access to your statements anytime via your fingertips. You can view them online or print them whenever you want directly from your online banking.  

Financial Planning Educational Tool

Financial planning.

Planning for the future can be a daunting task. To learn more about financial planning, check out this free module from BalanceTrack, a series of interactive educational tools offered to our members in partnership with Balance Financial Fitness!