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Riverset Savings and Deposit Rates

All rates effective May 15, 2012. Rates subject to change.

Expand Savings Interest Rates
                                                                        Rate APY TERM
Savings*
January 2012- March 2012 .15% .15%  
IRA Share Accumulator*    
January 2012 - March 2012 .35% .35%  
Expand Money Market Rates
                                                                                             Rate APY TERM
April 1, 2012 - April 30 2012***
Tier I – $2,500-$4,999 .15% .15%  
Tier II - $5,000- $24,999 .20% .20%  
Tier III - $25,000+ .25% .25%  

APY = annual percentage yield

*** Dividends will not be posted if the account is closed before the monthly dividend is posted. Average balance must be $2,500 during the month.
Expand Club Account Interest Rates
                                                                                   Rate APY TERM
January 2012 - March 2012
12 month pay club posted at disbursement 12
Holiday Club posted at disbursement  12
Vacation Club .20% .20%  
 

APY = annual percentage yield

* $100 minimum deposit to earn dividend
Expand Checking Account Interest Rates
                                                                                   Rate APY TERM
Interest Checking
April 1 - April 30, 2012 .15% .15%  
 
Expand Certificates of Deposit
5/15/2012 Rate APY TERM
6 months .30% .30% 6
12 months .40% .40% 12
24 months .70% .70% 24
36 months 1.15% 1.15% 36
48 months 1.29% 1.30% 48
60 months 1.59% 1.60% 60

*APY = annual percentage yield.

The rate and the APY are subject to change. All certificates require a minimum deposit of $500.
Expand IRA Certificate Deposit Rates
                                                                         Rate APY TERM
Rates as of May 15, 2012
6 months .35% .35% 6
12 months .45% .45% 12
24 months .75% .75% 24
36 months 1.19% 1.20% 36
48 months 1.34% 1.35% 48
60 months 1.64% 1.65% 60

*APY = annual percentage yield.

All certificates require a minimum deposit of $500.

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