“facebook” Auto Loans

Riverset Auto Loans

New 2018-2020 Vehicles

Rates as low as 3.84% APR1

Rates current as of June 2020

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Get in the Driver’s Seat with a Riverset Auto Loan

Riverset puts you in the driver’s seat when shopping for a new or used vehicle.  You can apply online, in person at the branch, or over the phone at your convenience.  Get a preapproval so you can go shop the local dealerships with confidence and drive off the lot in the car you deserve.

Loan Features
  • Simple loan application process
  • Quick loan decision
  • Wide range of terms available
  • Get up to 0.25% off your rate2

Shop Smart and Drive Happy

Whether it’s a new car or just “new to you”, we know that buying a car is not always an easy decision. You need to do your research to make sure you are getting the best car, at the best price. That’s why we provide our members with the tools they need to make car buying simple. Check out what Riverset has to offer in our Member Auto Center and start shopping smart, so you can drive happy.

  • Research and build your next new car
  • View inventory at thousands of local dealerships
  • Receive no-obligation price quotes
  • Research and compare different warranties and maintenance packages
  • Find out what your current used car is worth, and so much more

Proud Owner of the Keystone Lending Alliance (KLA)

KLA is a Credit Union Service Organization that is owned and operated by Riverset and several other credit unions in the area. KLA offers lending services to our members for auto financing, allowing you to finance through Riverset, right at the dealership. This means that you no longer need to stop by the credit union to fill out paperwork and complete your car purchase even when the credit union is not open. It can be done right at the dealer. Ask for Riverset financing the next time you purchase a vehicle at any of our participating dealerships.

Haggle-free Buying. Worry-free Ownership.

Riverset partners with Enterprise® Car Sales to give our members special offers and discounts on their used car inventory.  Browse thousands of used vehicles, research helpful tips on buying used, and check out the membership discounts available.

Important Legal Information and Disclosures

1. APR = Annual Percentage Rate. Rates are based term of loan and creditworthiness.  Other rates and terms are available.  All loan approvals are subject to normal underwriting guidelines.  All rates are subject to change without notice.
2. "As-low-as" rate shown is available to well qualified borrowers and includes a .25% discount by having a qualifying checking account. The APRs are not available for the refinance of an existing Riverset Credit Union loan.  Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Your actual APR will be determined by the repayment term, model year of auto, and a review of your credit. APRs are accurate when accessed and are subject to change without notice. Subject to Riverset Credit Union underwriting guidelines.
*Minimum amount financed is $5,000. 

Auto Loan Key Features

  • Easy Payment Method

    Set up reoccurring payments from a Checking, Savings, or Debit Card at another financial institution so you can be sure your loan gets paid on time, every time.  It’s fast, easy and secure. 

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  • Guaranteed Asset Protection PLUS (GAP+)

    Did you know that if your vehicle gets totaled or stolen, you could face a financial risk that your auto insurance policy may not cover? Guaranteed Asset Protection PLUS (GAP+) coverage protects you against this risk!

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  • Riverset Online Banking

    Easily manage all of your Riverset accounts online.  Pay bills, transfer money, check account balances, and so much more, all while knowing you’re secured with the industry standard of encryption to safeguard your personal information.

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  • Life and Disability Insurance

    Are you safeguarded against unanticipated financial hardships that could easily put your dreams and lifestyles in jeopardy?  Credit life and credit disability insurance may help create a safety net for members’ assets and savings by helping them to avoid missing loan payments.  Protect your family from the unexpected.

    Learn More

Do Better Than a Bank

Many consumers are becoming increasingly frustrated with the heavy fees from big retail banks. Riverset Credit Union is a bank alternative; providing solutions to common complaints about traditional banking institutions.  We provide better rates for loans and savings as well as charge lower and fewer fees, because our members are our bottom line.  Become a member today and do better than a bank!

Become a Member

Riverset Member Testimonial

I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.

- Carol