Disclosures

Important Banking Information

Should you have any questions regarding our disclosures, please contact us at 412-488-2525.

MEMBERSHIP AND ACCOUNT AGREEMENT (PDF)

ELECTRONIC FUNDS TRANSFER AGREEMENT (PDF)

FUNDS AVAILABILITY POLICY  (PDF)

HOME MORTGAGE DISCLOSURE ACT  (PDF)

EQUAL OPPORTUNITY LENDER DISCLOSURE  (PDF)

PRIVACY POLICY  (PDF)

CHILDREN'S ONLINE PRIVACY PROTECTION ACT - COPPA
We encourage parents or guardians to monitor children under age 13 when children are online and to participate in any interactive activities offered on the website. Riverset is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act. COPPA prohibits unfair or deceptive acts or practices in connection with the collection, use or disclosure of personally identifiable information from and about children on the Internet.
  • Personal information – Riverset does not collect or use members’ personal information through this website.
  • Site traffic records – Riverset collects information on domain names, types of browsers used and dates and times of visits to www.riverset.com through Google Analytics. The information includes no personal identifiers and allows Riverset to record website traffic to improve navigation and content.
  • Cookies – www.riverset.com does not require the use of per-session cookies. Cookie information is never sold, given or disclosed to third parties.
  • Email – Riverset may use feedback information from readers to respond to member service requests, inquiries, comments or suggestions when emails are initiated by the visitor to Riverset’s website. Email information is never sold, given or disclosed to third parties.
Riverset’s website may include links to external websites. These external sites are not part of Riverset’s services, are not under our control and may not comply with applicable law. Because these external websites may have privacy policies that differ from Riverset’s, please consult the privacy policies of any website that asks for personally identifiable information before providing it.

US PATRIOT ACT DISCLOSURE NOTICE
To help the U.S. government fight the funding of terrorism and money laundering activities, Federal law requires all U.S. financial institutions to obtain, verify, and record information that identifies each individual or institution that opens an account or establishes a customer relationship with Riverset Credit Union.
What this means: If you enter into a new member relationship with Riverset Credit Union, we will ask for your name, address, date of birth (as applicable), and other identification information. This information will be used to verify your identity. As appropriate, we may ask for additional documentation or information. If all required documentation or information is not provided, Riverset Credit Union may be unable to open an account or establish a relationship with you.