Nothing is more valuable to us than our members. That’s why we offer competitive, money-saving rates on all of our loan products. Get access to the money you need to consolidate debt, make home improvements, purchase or refinance a vehicle and more.
All rates current as of March 2018PRODUCT | APR* | TERM |
---|---|---|
New Vehicles (2017-2018) | 3.34% | 1-60 months |
New Vehicles (2017-2018) |
3.44% | 61-66 months |
New Vehicles (2017-2018) |
3.54% | 67-72 months |
New Vehicles (2017-2018) |
3.94% | 73-78 months |
Used Vehicles (2015-2016) | 3.44% | 1-60 months |
Used Vehicles (2015-2016) |
3.74% | 61-66 months |
Used Vehicles (2015-2016) |
4.14% | 67-72 months |
Used Vehicles (2015-2016) |
4.44% | 73-78 months |
Vehicles (2013-2014) | 3.54% | 1-60 months |
Vehicles (2013-2014) |
3.94% | 61-66 months |
Vehicles (2013-2014) |
4.24% | 67-72 months |
Vehicles (2012) | 3.84% | 1-60 months |
Vehicles (2012) |
4.14% | 61-66 months |
Vehicles (2011) | 4.44% | 1-60 months |
Vehicles (2010) | 4.74% | 1-54 months |
Vehicles (2009) | 5.04% | 1-48 months |
PRODUCT | APR* | TERM |
---|---|---|
Fixed Rate – First Lien | 3.75% | 1-60 months |
Fixed Rate – First Lien |
4.35% | 61-120 months |
Fixed Rate – First Lien |
4.75% | 121-144 months |
Fixed Rate – First Lien |
4.75% | 145-180 months |
Fixed Rate – First Lien |
4.99% | 181-240 months |
Fixed Rate – Second Lien | 4.20% | 1-60 months |
Fixed Rate – Second Lien |
4.55% | 61-120 months |
Fixed Rate – Second Lien |
5.15% | 121-144 months |
Fixed Rate – Second Lien |
5.15% | 145-180 months |
Fixed Rate – Second Lien |
5.45% | 181-240 months |
PRODUCT | APR* | TERM |
---|---|---|
Personal Loan – Unsecured* | 8.25% - 16.50% | 12-72 months |
Share Secured Loan** | 4.75% | 1-36 months |
Share Secured Loan** |
5.75% | 37-48 months |
Share Secured Loan** |
6.25% | 49+ months |
|
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Share Certificate Secured*** | Certificate Rate + 4.00% |
PRODUCT | APR* | REWARDS |
---|---|---|
PayBack VISA® Credit Card | 11.24% - 17.99% | 1% on ALL PURCHASES |
Share Secured VISA® Credit Card | 17.99% | 1% on ALL PURCHASES |
PayBack PLUS VISA® Credit Card | 17.99% | 2% on ALL PURCHASES |