“facebook” Personal Loans

Personal Loans

Personal Loans

Rates as low as 8.25% APR1

Rates current as of June 2020

Apply Now

Riverset Personal Loans

A Riverset Personal Loan can provide you access to the money you need to consolidate debt, make home improvements, purchase or refinance boats, RVs, motorcycles and more. With no collateral required, you can borrow a specific amount of money at one time and pay it back through regular, fixed monthly payments.

Loan Features
  • No Collateral Required
  • Regular, fixed monthly payments with no prepayment penalty
  • Quick and simple loan application & decision process
  • Wide range of loan terms available
  • Get up to 0.25% off your rate with a qualifying Riverset Checking Account.
  • Borrow as little as $2,000



Riverset Savings and Certificate Secured Loans

Our Secured Loans allow you to borrow using the available funds in your Riverset savings or certificate account as collateral. Secured Loans have a low interest rate and there is no credit check required. Secured Loans are a great alternative for those trying to rebuild their credit or establish credit.  Apply in person at one of our branches or over the phone with a Financial Service Representative.

Loan Features
  • Regular, fixed monthly payments with no penalty for repayment in full at any time
  • Quick and simple loan application & decision process
  • Continue to earn dividends on your savings balance over the term of the loan
  • Flexible terms available

Important Legal Information and Disclosures

1. APR = Annual Percentage Rate. Rates are based on term of the loan and creditworthiness.  Rates shown are available to well qualified borrowers and include a .25% discount by having a qualifying checking account. The APRs are not available for the refinance of an existing Riverset Credit Union loan.  Qualifying checking accounts are subject to certain terms and conditions that may change after account opening. Your actual APR will be determined by the repayment term, loan amount, and a review of your credit. APRs are accurate when accessed and are subject to change without notice. Subject to Riverset Credit Union underwriting guidelines

Personal Loan Key Features

  • Easy Payment Method

    Set up recurring payments from a checking, savings, or debit card from another financial institution so you can be sure your loan gets paid on time, every time. It’s fast, easy and secure.

    Learn More

  • 24-Hour Member Services Center

    Call to speak directly with a Financial Services Representative or LiveChat with us online – 24 hours a day, 7 days a week!

    Learn More

  • Riverset Online Banking

    Easily manage all of your Riverset accounts online.  Pay bills, transfer money, check account balances, and so much more, all while knowing you’re secured with industry standard encryption to safeguard your personal information.

    Learn More

  • Life and Disability Insurance

    Are you safeguarded against unanticipated financial hardships that could easily put your dreams and lifestyles in jeopardy?  Credit life and credit disability insurance may help create a safety net for members’ assets and savings by helping them to avoid missing loan payments.  Protect your family from the unexpected.

    Learn More

Do Better Than a Bank

Many consumers are becoming increasingly frustrated with the heavy fees from big retail banks. Riverset Credit Union is a bank alternative; providing solutions to common complaints about traditional banking institutions.  We provide better rates for loans and savings as well as charge lower and fewer fees, because our members are our bottom line.  Become a member today and do better than a bank!

Become a Member

Riverset Member Testimonial

I have abandoned traditional banks. I only use credit unions, primarily Riverset. The shared banking option is perfect for when I am traveling.

- Carol